==============================================================================




                     SECURITIES AND EXCHANGE COMMISSION
                           Washington, D.C. 20549



                                 FORM 10-Q



             Quarterly Report Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934




                  FOR THE QUARTERLY PERIOD ENDED MARCH 31, 2001

                       Commission file number 1-2918



                                  ASHLAND INC.
                          (a Kentucky corporation)



                              I.R.S. No. 61-0122250
                        50 E. RiverCenter Boulevard
                                  P. O. Box 391
                       Covington, Kentucky 41012-0391



                      Telephone Number: (859) 815-3333



         Indicate by check mark  whether the  Registrant  (1) has filed all
     reports  required to be filed by Section 13 or 15(d) of the Securities
     Exchange  Act of 1934  during  the  preceding  12 months  (or for such
     shorter period that the Registrant was required to file such reports),
     and (2) has been subject to such filing  requirements  for the past 90
     days. Yes  [X]    No  [ ]

         At April 30, 2001, there were 69,787,134 shares of Registrant's
     Common Stock outstanding. One Right to purchase one-thousandth of a
     share of Series A Participating Cumulative Preferred Stock accompanies
     each outstanding share of Registrant's Common Stock.


==============================================================================




                       PART I - FINANCIAL INFORMATION




 ----------------------------------------------------------------------------------------------------------------------------------

 ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
 STATEMENTS OF CONSOLIDATED INCOME

 ---------------------------------------------------------------------------------------------------------------------------------
                                                                                  Three months ended           Six months ended
                                                                                       March 31                    March 31
                                                                                -----------------------     -----------------------
 (In millions except per share data)                                                2001         2000           2001          2000
 ----------------------------------------------------------------------------------------------------------------------------------
                                                                                                               
 REVENUES
     Sales and operating revenues                                                $ 1,659      $ 1,822        $ 3,537       $ 3,718
     Equity income                                                                   102           51            223            88
     Other income                                                                     17           22             31            36
                                                                                ----------   ----------     ----------    ---------
                                                                                   1,778        1,895          3,791         3,842
 COSTS AND EXPENSES
     Cost of sales and operating expenses                                          1,365        1,460          2,911         2,996
     Selling, general and administrative expenses                                    267          287            532           531
     Depreciation, depletion and amortization                                         59           58            117           115
                                                                                ----------   ----------     ----------    ---------
                                                                                   1,691        1,805          3,560         3,642
                                                                                ----------   ----------     ----------    ---------
 OPERATING INCOME                                                                     87           90            231           200
     Net interest and other financial costs                                          (43)         (45)           (89)          (88)
                                                                                ----------   ----------     ----------    ---------
 INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES                                44           45            142           112
     Income taxes                                                                    (18)         (20)           (57)          (47)
                                                                                ----------   ----------     ----------    ---------
 INCOME FROM CONTINUING OPERATIONS                                                    26           25             85            65
     Loss from discontinued operations (net of income taxes)                          (8)          (9)            (8)         (215)
     Gain (loss) on disposal of discontinued operations (net of income taxes)         33           (3)            33            (3)
                                                                                ----------  ----------     ----------    ---------
 INCOME (LOSS) BEFORE EXTRAORDINARY LOSS AND
     CUMULATIVE EFFECT OF ACCOUNTING CHANGE                                           51           13            110          (153)
     Extraordinary loss on early retirement of debt (net of income taxes)              -           (2)             -            (2)
     Cumulative effect of accounting change (net of income taxes)                     (5)           -             (5)            -
                                                                                ----------   ----------     ----------    ---------
 NET INCOME (LOSS)                                                               $    46      $    11        $   105       $  (155)
                                                                                ==========   ==========     ==========    =========

 BASIC EARNINGS (LOSS) PER SHARE - Note A
     Income from continuing operations                                           $   .37      $   .35        $  1.22       $   .91
     Loss from discontinued operations                                              (.11)        (.12)          (.11)        (3.01)
     Gain (loss) on disposal of discontinued operations                              .46         (.04)           .46          (.04)
     Extraordinary loss on early retirement of debt                                    -         (.03)             -          (.03)
     Cumulative effect of accounting change                                         (.06)           -           (.07)            -
                                                                                ----------   ----------     ----------    ---------
     Net income (loss)                                                           $   .66      $   .16        $  1.50       $ (2.17)
                                                                                ==========   ==========     ==========    =========
 DILUTED EARNINGS (LOSS) PER SHARE - Note A
     Income from continuing operations                                           $   .37      $   .35        $  1.21       $   .91
     Loss from discontinued operations                                              (.11)        (.12)          (.11)        (3.01)
     Gain (loss) on disposal of discontinued operations                              .46         (.04)           .46          (.04)
     Extraordinary loss on early retirement of debt                                    -         (.03)             -          (.03)
     Cumulative effect of accounting change                                         (.06)           -           (.07)            -
                                                                                ----------   ----------     ----------    ---------
     Net income (loss)                                                           $   .66      $   .16        $  1.49       $ (2.17)
                                                                                ==========   ==========     ==========    =========

 DIVIDENDS PAID PER COMMON SHARE                                                 $  .275      $  .275        $   .55       $   .55





SEE NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS.

                                     2




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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
CONDENSED CONSOLIDATED BALANCE SHEETS

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                                                                               March 31         September 30            March 31
(In millions)                                                                      2001                 2000                2000
-----------------------------------------------------------------------------------------------------------------------------------

                               ASSETS

                                                                                                               
CURRENT ASSETS
    Cash and cash equivalents                                                 $      77            $      67            $     64
    Accounts receivable                                                           1,084                1,268               1,179
    Allowance for doubtful accounts                                                 (29)                 (25)                (21)
    Inventories - Note A                                                            503                  488                 519
    Deferred income taxes                                                           131                  135                 104
    Other current assets                                                            109                  198                 145
                                                                              ----------           ----------           ---------
                                                                                  1,875                2,131               1,990
INVESTMENTS AND OTHER ASSETS
    Investment in Marathon Ashland Petroleum LLC (MAP)                            2,307                2,295               2,189
    Cost in excess of net assets of companies acquired                              530                  537                 484
    Investment in Arch Coal - discontinued operations                                 -                   35                  36
    Other noncurrent assets                                                         387                  351                 308
                                                                              ----------           ----------           ---------
                                                                                  3,224                3,218               3,017
PROPERTY, PLANT AND EQUIPMENT
    Cost                                                                          2,941                2,879               2,935
    Accumulated depreciation, depletion and amortization                         (1,529)              (1,457)             (1,417)
                                                                              ----------           ----------           ---------
                                                                                  1,412                1,422               1,518
                                                                              ----------           ----------           ---------

                                                                              $   6,511            $   6,771            $  6,525
                                                                              ==========           ==========           =========
                LIABILITIES AND STOCKHOLDERS' EQUITY

CURRENT LIABILITIES
    Debt due within one year                                                  $     266            $     327            $    413
    Trade and other payables                                                      1,119                1,330               1,196
    Income taxes                                                                     31                   42                 103
                                                                              ----------           ----------           ---------
                                                                                  1,416                1,699               1,712
NONCURRENT LIABILITIES
    Long-term debt (less current portion)                                         1,889                1,899               1,947
    Employee benefit obligations                                                    375                  383                 415
    Deferred income taxes                                                           262                  288                  87
    Reserves of captive insurance companies                                         185                  179                 194
    Other long-term liabilities and deferred credits                                369                  358                 346
    Commitments and contingencies - Note E
                                                                              ----------           ----------           ---------
                                                                                  3,080                3,107               2,989

COMMON STOCKHOLDERS' EQUITY                                                       2,015                1,965               1,824
                                                                              ----------           ----------           ---------
                                                                              $   6,511            $   6,771            $  6,525
                                                                              ==========           ==========           =========




SEE NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS.


                                     3







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 ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
 STATEMENTS OF CONSOLIDATED COMMON STOCKHOLDERS' EQUITY

 ----------------------------------------------------------------------------------------------------------------------------------
                                                                                                          Accumulated
                                                                                                                other
                                                          Common        Paid-in       Retained          comprehensive
(In millions)                                              stock        capital       earnings                   loss         Total
-----------------------------------------------------------------------------------------------------------------------------------

                                                                                                             
BALANCE AT OCTOBER 1, 1999                              $     72       $    464      $   1,710       $           (46)       $ 2,200
   Total comprehensive income (loss) (1)                                                  (155)                   (8)          (163)
   Dividends
     Cash                                                                                  (39)                                 (39)
     Spin-off of Arch Coal shares                                                         (123)                                (123)
   Issued common stock for
     acquisitions of other companies                                          1                                                   1
   Repurchase of common stock                                 (2)           (50)                                                (52)
                                                        ---------      ---------     ----------      ----------------       --------
BALANCE AT MARCH 31, 2000                               $     70       $    415      $   1,393       $           (54)       $ 1,824
                                                        =========      =========     ==========      ================       ========

BALANCE AT OCTOBER 1, 2000                              $     70       $    388      $   1,579       $           (72)       $ 1,965
   Total comprehensive income (1)                                                          105                   (16)            89
   Cash dividends                                                                          (38)                                 (38)
   Issued common stock under
     stock incentive plans                                                   10                                                  10
   Repurchase of common stock                                               (11)                                                (11)
                                                        ---------      ---------     ----------      ----------------       --------
BALANCE AT MARCH 31, 2001                               $     70       $    387      $   1,646       $           (88)       $ 2,015
                                                        =========      =========     ==========      ================       ========

 ----------------------------------------------------------------------------------------------------------------------------------
  (1)  Reconciliations of net income (loss) to total comprehensive income (loss) follow.





                                                                          Three months ended              Six months ended
                                                                               March 31                       March 31
                                                                       ---------------------------    ---------------------------
          (In millions)                                                      2001           2000            2001           2000
          -----------------------------------------------------------------------------------------------------------------------

                                                                                                          
          Net income (loss)                                            $       46      $      11      $      105      $    (155)
          Unrealized translation adjustments                                   (9)            (4)            (19)           (14)
            Related tax benefit                                                 1              2               3              6
                                                                       -----------     -----------    -----------     -----------
          Total comprehensive income (loss)                            $       38      $       9      $       89      $    (163)
                                                                       ===========     ===========    ===========     ===========

          -----------------------------------------------------------------------------------------------------------------------
       At March 31, 2001, the accumulated other comprehensive loss was
       comprised of net unrealized translation losses of $80 million and a
       minimum pension liability of $8 million.




SEE NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS.


                                     4




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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
STATEMENTS OF CONSOLIDATED CASH FLOWS

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                                                                                                        Six months ended
                                                                                                            March 31
                                                                                                 --------------------------------
(In millions)                                                                                        2001                 2000
---------------------------------------------------------------------------------------------------------------------------------

                                                                                                                
CASH FLOWS FROM CONTINUING OPERATIONS
    Income from continuing operations                                                            $     85             $     65
    Expense (income) not affecting cash
      Depreciation, depletion and amortization                                                        117                  115
      Deferred income taxes                                                                            23                  (24)
      Equity income from affiliates                                                                  (223)                 (88)
      Distributions from equity affiliates                                                            212                   68
      Other items                                                                                       1                    -
    Change in operating assets and liabilities (1)                                                    (65)                  64
                                                                                                 -----------          -----------
                                                                                                      150                  200

CASH FLOWS FROM FINANCING
    Proceeds from issuance of long-term debt                                                           52                  737
    Proceeds from issuance of common stock                                                              6                    -
    Repayment of long-term debt                                                                       (73)                (356)
    Repurchase of common stock                                                                        (11)                 (52)
    Increase (decrease) in short-term debt                                                            (50)                 129
    Dividends paid (2)                                                                                (38)                 (39)
                                                                                                 -----------          -----------
                                                                                                     (114)                 419

CASH FLOWS FROM INVESTMENT
    Additions to property, plant and equipment                                                       (109)                (136)
    Purchase of operations - net of cash acquired (3)                                                 (18)                (550)
    Proceeds from sale of operations                                                                    8                    -
    Other - net                                                                                         7                   19
                                                                                                 -----------          -----------
                                                                                                     (112)                (667)
                                                                                                 -----------          -----------
CASH USED BY CONTINUING OPERATIONS                                                                    (76)                 (48)
    Cash provided by discontinued operations                                                           86                    2
                                                                                                 -----------          -----------
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS                                                       10                  (46)

CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD                                                        67                  110
                                                                                                 -----------          -----------

CASH AND CASH EQUIVALENTS - END OF PERIOD                                                        $     77             $     64
                                                                                                 ===========          ===========

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(1)  Excludes changes resulting from operations acquired or sold.
(2)  The 2000 amount excludes the dividend of Arch Coal shares to Ashland
     shareholders which resulted in a $123 million charge to retained earnings.
(3)  Amounts exclude  acquisitions  through the issuance of common stock of
     $1 million in 2000.




SEE NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS.


                                     5



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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

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NOTE A - SIGNIFICANT ACCOUNTING POLICIES

         INTERIM FINANCIAL REPORTING

         The accompanying unaudited condensed consolidated financial
         statements have been prepared in accordance with generally
         accepted accounting principles for interim financial reporting and
         Securities and Exchange Commission regulations. Although such
         statements are subject to any year-end audit adjustments which may
         be necessary, in the opinion of management, all adjustments
         (consisting of normal recurring accruals) considered necessary for
         a fair presentation have been included. These financial statements
         should be read in conjunction with Ashland's Annual Report on Form
         10-K for the fiscal year ended September 30, 2000. Results of
         operations for the periods ended March 31, 2001, are not
         necessarily indicative of results to be expected for the year
         ending September 30, 2001.

         INVENTORIES



           --------------------------------------------------------------------------------------------------------------------
                                                                             March 31        September 30            March 31
           (In millions)                                                         2001                2000                2000
           --------------------------------------------------------------------------------------------------------------------
                                                                                                              
           Chemicals and plastics                                             $   373              $  375              $  385
           Construction materials                                                  83                  80                  79
           Petroleum products                                                      64                  52                  56
           Other products                                                          50                  45                  54
           Supplies                                                                 7                   7                   7
           Excess of replacement costs over LIFO carrying values                  (74)                (71)                (62)
                                                                              --------             -------             -------
                                                                              $   503              $  488              $  519
                                                                              ========             =======             =======
         EARNINGS PER SHARE

         The following table sets forth the computation of basic and
         diluted earnings per share (EPS) from continuing operations.

            -------------------------------------------------------------------------------------------------------------------
                                                                           Three months ended             Six months ended
                                                                                March 31                      March 31
                                                                          -----------------------       -----------------------
            (In millions except per share data)                               2001         2000              2001         2000
            --------------------------------------------------------------------------------------------------------------------
            NUMERATOR
            Numerator for basic and diluted EPS - Income from
               continuing operations                                      $     26     $     25         $      85     $     65
                                                                          ==========   ==========       ===========   ==========
            DENOMINATOR
            Denominator for basic EPS - Weighted average
               common shares outstanding                                        70           71                70           71
            Common shares issuable upon exercise of stock options                -            -                 -            -
                                                                          ----------   ----------       -----------   ----------
            Denominator for diluted EPS - Adjusted weighted
               average shares and assumed conversions                           70           71                70           71
                                                                          ==========   ==========       ===========   ==========

            BASIC EPS FROM CONTINUING OPERATIONS                          $    .37     $    .35         $    1.22     $    .91
            DILUTED EPS FROM CONTINUING OPERATIONS                        $    .37     $    .35         $    1.21     $    .91





                                     6




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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

-----------------------------------------------------------------------------

NOTE A - SIGNIFICANT ACCOUNTING POLICIES (continued)

         ACCOUNTING CHANGE

         In June 1998, the Financial Accounting Standards Board issued
         Statement No. 133 (FAS 133), "Accounting for Derivative
         Instruments and Hedging Activities." FAS 133 was subsequently
         amended by two other statements and is required to be adopted in
         years beginning after June 15, 2000. Because of Ashland's minimal
         use of derivatives, FAS 133 did not have a significant effect on
         Ashland's financial position or results of operations when it was
         adopted on October 1, 2000. MAP's adoption of FAS 133 on January
         1, 2001, resulted in a $20 million pretax loss from the cumulative
         effect of this accounting change. Ashland's share of the pretax
         loss amounted to $7 million which, net of income tax benefits of
         $2 million, resulted in a loss of $5 million from the cumulative
         effect of this accounting change.

NOTE B - DISCONTINUED OPERATIONS

         In March 2000, Ashland distributed 17.4 million shares of its Arch
         Coal Common Stock to Ashland's shareholders. Ashland sold its
         remaining 4.7 million Arch Coal shares in February 2001 for $86
         million (after underwriting commissions). Such sale resulted in a
         pretax gain on disposal of discontinued operations of $49 million
         ($33 million after income taxes). In the March 2000 quarter,
         Ashland accrued $5 million of costs related to the spin-off and an
         offsetting tax benefit of $2 million.

         Results   from  Arch  Coal   through   March  2000  are  shown  as
         discontinued operations.  Components of the loss from discontinued
         operations are presented in the following  table.  Results for the
         quarter  ended  March 31,  2001,  also  included  accruals  of $13
         million  for  estimated  costs  associated  with other  operations
         previously  discontinued.  Results for the six months  ended March
         31,  2000,  included a net loss of $203  million  related to asset
         impairment and restructuring  costs, largely due to the write-down
         of assets at Arch's  Dal-Tex  and Hobet 21 mining  operations  and
         certain coal reserves in central Appalachia.



          ----------------------------------------------------------------------------------------------------------------------
                                                                         Three months ended               Six months ended
                                                                              March 31                        March 31
                                                                     --------------------------      ---------------------------
           (In millions)                                                  2001           2000              2001          2000
          ----------------------------------------------------------------------------------------------------------------------
                                                                                                         
           Revenues - Equity loss                                     $      -       $     (9)        $       -      $    (246)
           Costs and expenses - SG&A expenses                              (13)            (1)              (13)            (1)
                                                                     -----------    -----------      ------------   ------------
           Operating loss                                                  (13)           (10)              (13)          (247)
           Income tax benefit                                                5              1                 5             32
                                                                     -----------    -----------      ------------   ------------
           Loss from discontinued operations                          $     (8)      $     (9)        $      (8)     $    (215)
                                                                     ===========    ===========      ============   ============


NOTE C - EXTRAORDINARY LOSS

         During the quarter ended March 31, 2000, Ashland refunded $36
         million of pollution control revenue bonds and prepaid $285
         million of the $600 million floating-rate debt used to fund the
         acquisition of the U.S. construction operations of Superfos a/s.
         The write-off of unamortized deferred debt issuance expenses and a
         redemption premium on the bonds resulted in pretax charges
         totaling $3 million which, net of income tax benefits of $1
         million, resulted in an extraordinary loss on early retirement of
         debt of $2 million.

NOTE D- UNCONSOLIDATED AFFILIATES

         Ashland is required by Rule 3-09 of Regulation S-X to file
         separate financial statements for its significant unconsolidated
         affiliate, Marathon Ashland Petroleum LLC (MAP). Ashland's
         ownership position in Arch

                                     7





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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

-----------------------------------------------------------------------------

NOTE D- UNCONSOLIDATED AFFILIATES (continued)

         Coal, Inc. met those same filing requirements prior to the
         spin-off and sale described in Note B. Financial statements for
         MAP and Arch Coal for the year ended December 31, 2000, were filed
         on a Form 10-K/A on March 30, 2001. Unaudited income statement
         information for MAP is shown below.

         MAP is organized as a limited liability company that has elected
         to be taxed as a partnership. Therefore, the parents are
         responsible for income taxes applicable to their share of MAP's
         taxable income. The net income reflected below for MAP does not
         include any provision for income taxes incurred by its parents.



           -------------------------------------------------------------------------------------------------------------------
                                                                        Three months ended              Six months ended
                                                                             March 31                       March 31
                                                                    ----------------------------   ---------------------------
           (In millions)                                                 2001          2000            2001            2000
           -------------------------------------------------------------------------------------------------------------------
                                                                                                      
           Sales and operating revenues                              $  6,747       $ 6,448        $ 14,110       $  12,372
           Income from operations                                         284           147             611             253
           Income before cumulative effect of accounting change           283           146             613             257
           Net income                                                     263           146             593             257
           Ashland's equity income                                        101            49             220              85


NOTE E- LITIGATION, CLAIMS AND CONTINGENCIES

         Ashland is subject to various federal, state and local
         environmental laws and regulations that require remediation
         efforts at multiple locations. At March 31, 2001, such locations
         included 90 waste treatment or disposal sites where Ashland has
         been identified as a potentially responsible party under Superfund
         or similar state laws, approximately 100 current and former
         operating facilities (including certain operating facilities
         conveyed to MAP) and numerous service station properties.
         Consistent with its accounting policy for environmental costs,
         Ashland's reserves for environmental assessments and remediation
         efforts amounted to $154 million at March 31, 2001. None of the
         remediation sites is individually material as the largest reserve
         for any identified site is under $10 million. Such amounts reflect
         Ashland's estimates of the most likely costs which will be
         incurred over an extended period to remediate identified
         environmental conditions for which the costs are reasonably
         estimable, without regard to any third-party recoveries.

         Environmental reserves are subject to numerous inherent
         uncertainties that affect Ashland's ability to estimate its share
         of the ultimate costs of required remediation efforts. Such
         uncertainties involve the nature and extent of contamination at
         each site, the extent of required cleanup efforts under existing
         environmental regulations, widely varying costs of alternate
         cleanup methods, changes in environmental regulations, the
         potential effect of continuing improvements in remediation
         technology, and the number and financial strength of other
         potentially responsible parties at multiparty sites. Reserves are
         regularly adjusted as environmental assessments and remediation
         efforts proceed.

         Ashland and its subsidiaries are parties to numerous actions,
         including claims, lawsuits and environmental matters, some of
         which are for substantial amounts. While these actions are being
         contested, their outcome is not predictable with assurance and
         could be material. However, Ashland does not believe that any
         liability resulting from the above actions, after taking into
         consideration its insurance coverage, contributions by other
         responsible parties and amounts already provided for, will have a
         material adverse effect on its consolidated financial position,
         cash flows or liquidity. Ashland's exposure to adverse
         developments with respect to any individual matter is not expected
         to be material, and these matters are in various stages of the
         ongoing assessment process. Although such actions could have a
         material effect on results of operations if a series of adverse
         developments occurs in a particular quarter or fiscal year,
         Ashland believes that the chance of such developments occurring in
         the same quarter or fiscal year is remote.


                                     8




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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
INFORMATION BY INDUSTRY SEGMENT

------------------------------------------------------------------------------------------------------------------------------------
                                                                        Three months ended                    Six months ended
                                                                             March 31                             March 31
                                                                  -----------------------------       ------------------------------
(In millions)                                                             2001             2000               2001             2000
------------------------------------------------------------------------------------------------------------------------------------
                                                                                                             
REVENUES
   Sales and operating revenues
     APAC                                                           $      384       $      431         $    1,005       $    1,036
     Ashland Distribution                                                  726              812              1,457            1,580
     Ashland Specialty Chemical                                            304              323                615              637
     Valvoline                                                             267              286                508              524
     Intersegment sales
       Ashland Distribution                                                 (7)              (9)               (14)             (19)
       Ashland Specialty Chemical                                          (15)             (20)               (33)             (39)
       Valvoline                                                             -               (1)                (1)              (1)
                                                                   ------------     ------------       ------------     ------------
                                                                         1,659            1,822              3,537            3,718
   Equity income
     Ashland Specialty Chemical                                              1                1                  3                2
     Valvoline                                                               -                1                  -                1
     Refining and Marketing                                                101               49                220               85
                                                                   ------------     ------------       ------------     ------------
                                                                           102               51                223               88
   Other income
     APAC                                                                    3                5                  5                6
     Ashland Distribution                                                    2                3                  4                5
     Ashland Specialty Chemical                                              8                7                 15               13
     Valvoline                                                               2                2                  3                3
     Refining and Marketing                                                  -                2                  -                5
     Corporate                                                               2                3                  4                4
                                                                   ------------     ------------       ------------     ------------
                                                                            17               22                 31               36
                                                                   ------------     ------------       ------------     ------------
                                                                    $    1,778       $    1,895         $    3,791       $    3,842
                                                                   ============     ============       ============     ============
OPERATING INCOME
   APAC                                                             $      (38)      $        1         $      (25)      $       38
   Ashland Distribution                                                     14               14                 24               27
   Ashland Specialty Chemical                                               17               24                 36               53
   Valvoline                                                                19               23                 29               34
   Refining and Marketing (1)                                               96               45                204               78
   Corporate                                                               (21)             (17)               (37)             (30)
                                                                   ------------     ------------       ------------     ------------
                                                                    $       87       $       90         $      231       $      200
                                                                   ============     ============       ============     ============


------------------------------------------------------------------------------------------------------------------------------------

(1)  Includes Ashland's equity income from MAP, amortization of Ashland's
     excess investment in MAP, and certain retained refining and marketing
     activities.



                                     9







------------------------------------------------------------------------------------------------------------------------------------

ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
INFORMATION BY INDUSTRY SEGMENT

------------------------------------------------------------------------------------------------------------------------------------
                                                                            Three months ended               Six months ended
                                                                                 March 31                        March 31
                                                                       ----------------------------    -----------------------------
                                                                            2001            2000             2001            2000
------------------------------------------------------------------------------------------------------------------------------------
                                                                                                            
OPERATING INFORMATION
   APAC
     Construction backlog at March 31 (millions)                                                        $   1,856        $  1,388
     Hot mix asphalt production (million tons)                               4.1             5.2             12.6            14.0
     Aggregate production (million tons)                                     5.5             5.5             11.4            11.9
     Ready-mix concrete production (thousand cubic yards)                    460             629              983           1,226
   Ashland Distribution (1)
     Sales per shipping day (millions)                                  $   11.3        $   12.5        $    11.7        $   12.5
     Gross profit as a percent of sales                                     16.4%           15.5%            16.0%           15.6%
   Ashland Specialty Chemical (1)
     Sales per shipping day (millions)                                  $    4.8        $    5.0        $     4.9        $    5.1
     Gross profit as a percent of sales                                     34.0%           34.4%            34.0%           35.2%
   Valvoline lubricant sales (thousand barrels per day)                     11.6            13.3             11.0            12.3
   Refining and Marketing (2)
     Crude oil refined (thousand barrels per day)                          869.9           851.4            863.3           837.8
     Consolidated refined products sold (thousand barrels per day) (3)   1,253.0         1,218.6          1,280.9         1,269.6
     Refining and wholesale marketing margin (per barrel) (4)           $   3.63        $   1.84        $    3.69        $   1.43
     Speedway SuperAmerica (SSA) retail outlets at March 31                                                 2,183           2,420
     SSA gasoline and distillate sales (millions of gallons)               1,054           1,113            2,186           2,247
     SSA gross margin - gasoline and distillates (per gallon)           $ 0.0958        $ 0.1079        $  0.1021        $ 0.1122
     SSA merchandise sales (millions)                                   $    528        $    533        $   1,086        $  1,063
     SSA merchandise margin (as a percent of sales)                         24.5%           24.3%            24.7%           26.1%
------------------------------------------------------------------------------------------------------------------------------------

(1)  Sales are defined as sales and operating revenues. Gross profit is
     defined as sales and operating revenues, less cost of sales and
     operating expenses, less depreciation and amortization relative to
     manufacturing assets.
(2)  Amounts  represent 100 percent of the volumes of MAP, in which Ashland
     owns a 38 percent interest.
(3)  Total volume of all refined product sales to MAP's wholesale,  branded
     and retail (SSA) customers.
(4)  Sales  revenue less cost of refinery  inputs,  purchased  products and
     manufacturing expenses, including depreciation.




                                    10


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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
MANAGEMENT'S DISCUSSION AND ANALYSIS
------------------------------------------------------------------------------

RESULTS OF OPERATIONS

         Current Quarter - Ashland's income from continuing operations was
         $26 million for the quarter ended March 31, 2001, compared to $25
         million for the quarter ended March 31, 2000. The impact of
         improved refining margins for Marathon Ashland Petroleum (MAP),
         was largely offset by a decline in operating income from Ashland's
         wholly owned businesses.

         Year-to-Date - For the six months ended March 31, 2001, Ashland
         recorded income from continuing operations of $85 million,
         compared to $65 million for the six months ended March 31, 2000.
         Record operating income of $231 million for the 2001 period
         reflects improved refining margins for MAP, partially offset by a
         decline in operating income from each of Ashland's wholly owned
         businesses.

         APAC

         Current Quarter - APAC's construction operations recorded an
         operating loss of $38 million for the March 2001 quarter, compared
         to operating income of $1 million for the March 2000 quarter.
         Included in the current quarter's results is a charge of $15
         million to correct improper recognition of construction contract
         earnings at one of APAC's 46 divisions. During a recent internal
         investigation of financial activities at the Manassas, Virginia
         division, it was discovered that its earnings had been
         intentionally overstated. Preliminary indications are that the
         problems relate primarily to the recognition of revenues and
         failure to recognize certain costs over a period of two to three
         years. There is no current evidence of any impact on outside
         parties, customers or suppliers. Ashland is taking appropriate
         steps to address this issue and will take whatever further actions
         are necessary based on the results of a comprehensive
         investigation. Ashland has retained Deloitte & Touche to conduct
         an independent review of this matter, as well as APAC's overall
         business processes, financial accounting controls and
         opportunities for improvement. Local management of the Manassas
         division has been replaced.

         Poor weather was also a major factor in APAC's operating loss.
         Road construction activity levels were materially lower than usual
         for the March quarter. Net revenue (total revenue less subcontract
         costs) declined 19% from the prior year period, while production
         of hot mix asphalt declined 21% and ready-mix concrete production
         declined 27%. The weather conditions under which the construction
         materials were produced (extreme cold and precipitation) made the
         production process inefficient, with crews starting and stopping
         in response to weather conditions. Earnings from the asphalt
         plants were also adversely affected as increased costs for liquid
         asphalt, fuel and power were not fully recovered in APAC's hot mix
         asphalt prices. Work interrupted by poor weather remains under
         contract and is a factor in the 34% increase in APAC's
         construction backlog to $1.9 billion at March 31, 2001.

         Year-to-Date - For the six months ended March 31, 2001, APAC
         reported an operating loss of $25 million, compared to operating
         income of $38 million for the same period of 2000. The decrease
         reflects the $15 million charge for the Manassas division
         described above, unusually severe weather since November 2000, and
         increased costs for liquid asphalt, fuel and power. Despite
         several acquisitions and significant growth in APAC's other
         operations, net revenues declined 11%, production of hot mix
         asphalt declined 10%, crushed aggregate production declined 4%,
         and ready-mix concrete production declined 20% from the 2000
         period.



                                    11


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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
MANAGEMENT'S DISCUSSION AND ANALYSIS

------------------------------------------------------------------------------

         ASHLAND DISTRIBUTION

         Current Quarter - Ashland Distribution's operating income of $14
         million was even with last year's March quarter, despite unit
         volume declines resulting from the weak economy. Margin
         improvement and cost reduction initiatives successfully
         counteracted much of the impact of lower demand and contributed to
         improved performance from chemical and European thermoplastics
         distribution. Environmental services' results also improved.
         Offsetting these improvements were lower demand-driven volumes and
         reduced prices in North American commodity product lines,
         impacting the thermoplastics and fiber-reinforced plastics
         businesses.

         Year-to-Date - For the six months ended March 31, 2001, Ashland
         Distribution reported operating income of $24 million, compared to
         $27 million for the same period of 2000. Improvements in chemical
         and European thermoplastics distribution were more than offset by
         declines in North American thermoplastics and fiber-reinforced
         plastics, with the same factors described in the current quarter
         comparison accounting for the fluctuations.

         ASHLAND SPECIALTY CHEMICAL

         Current Quarter - For the quarter ended March 31, 2001, Ashland
         Specialty Chemical reported operating income of $17 million,
         compared to $24 million reported for the March 2000 quarter.
         Sluggish demand in transportation and construction markets
         continues to adversely affect results from four of Ashland's
         specialty chemical businesses. Unit volumes and margins were down
         for unsaturated polyester resins, foundry chemicals, specialty
         adhesives and maleic anhydride. On the positive side, earnings
         from electronic chemicals, industrial water treatment and marine
         chemicals were up. Sales volumes increased for all three units,
         and electronic chemicals and marine chemicals are also benefiting
         from higher margins.

         In keeping with its strategy to pursue selected acquisitions,
         Ashland completed the purchase of Neste Polyester's business and
         assets from Dynea Oy, formerly Norkemi Oy, effective April 30.
         This acquisition will advance Ashland to a worldwide market
         leadership position in unsaturated polyester resins and gelcoats.

         Year-to-Date - For the six months ended March 31, 2001, Ashland
         Specialty Chemical reported operating income of $36 million,
         compared to $53 million for the first six months of 2000. The same
         factors described in the current quarter comparison are
         responsible for the decline in the year-to-date results.

         VALVOLINE

         Current Quarter - For the quarter ended March 31, 2001, Valvoline
         reported operating income of $19 million, compared to $23 million
         for the March 2000 quarter. The decrease was primarily the result
         of lower sales volumes of R-12 automotive refrigerant during the
         March 2001 quarter. Last year, Valvoline experienced unusually
         strong early season sales of R-12, while this year volumes have
         been more in line with normal trends. This decline is expected to
         be temporary, as R-12 sales are expected to improve in the June
         quarter. In addition, higher raw materials costs led to margin
         compression for antifreeze and automotive chemicals. Earnings from
         the core North American lubricants business and Eagle One
         improved, while results from Valvoline Instant Oil change (VIOC)
         declined, reflecting reduced car counts in this year's results and
         gains on the sale of certain service centers reported in last
         year's results.


                                    12



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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
MANAGEMENT'S DISCUSSION AND ANALYSIS

------------------------------------------------------------------------------

         VALVOLINE (CONTINUED)

         Year-to-Date - For the six months ended March 31, 2001, Valvoline
         reported operating income of $29 million, compared to $34 million
         for the same period of 2000. The same factors described in the
         current quarter comparison are responsible for the decline in the
         year-to-date results.

         REFINING AND MARKETING

         Current Quarter - Operating income from Refining and Marketing
         amounted to $96 million for the quarter ended March 31, 2001,
         compared to $45 million for the quarter ended March 31, 2000.
         Results for both periods include Ashland's 38% share of MAP's
         earnings, amortization of Ashland's excess investment in MAP, and
         results of certain retained refining and marketing activities. MAP
         experienced strong refining margins for much of the quarter,
         offsetting the impact of compressed retail margins and higher
         operating and administrative expenses, including costs related to
         MAP's variable pay plan. Increased demand from utilities and
         home-heating oil customers spurred distillate values. At the same
         time, Midwest gasoline markets tightened on concerns that demand
         in the upcoming driving season will again exceed supplies. MAP's
         refining and wholesale marketing margin increased $1.79 per
         barrel, accounting for a $76 million improvement in Ashland's
         operating income. However, gasoline and distillate gross margins
         for MAP's Speedway SuperAmerica (SSA) retail marketing group
         declined 1.21 cents per gallon, reducing Ashland's operating
         income by $7 million.

         During the quarter, MAP announced two transactions that will
         strengthen its retail marketing operations. The planned
         acquisition of convenience stores from Welsh Inc. will expand
         coverage in northwestern Indiana and southwestern Michigan. MAP
         also signed a letter of intent with Pilot Corporation to form a
         joint venture involving each company's travel center/truck stop
         operations. The new company, of which MAP would own 50 percent,
         would initially operate a nationwide chain of about 250 travel
         centers.

         Year-to-Date - Operating income from Refining and Marketing
         amounted to $204 million for the six months ended March 31, 2001,
         compared to $78 million for the six months ended March 31, 2000.
         The increase reflects strong refining margins, partially offset by
         compressed retail margins and higher operating and administrative
         expenses, including costs related to MAP's variable pay plan.
         MAP's refining and wholesale marketing margin increased $2.26 per
         barrel, accounting for a $197 million increase in Ashland's
         operating income. SSA's gasoline and distillate gross margin
         declined 1.01 cents per gallon, reducing Ashland's operating
         income by $11 million, while a decline in SSA's merchandise
         margins accounted for a $4 million reduction. These reductions
         were partially offset by a gain on the sale of 134 SSA non-core
         stores, which added $7 million to Ashland's operating income.

         CORPORATE

         Corporate expenses amounted to $21 million in the quarter ended
         March 31, 2001, compared to $17 million for the quarter ended
         March 31, 2000. Corporate expenses on a year-to-date basis
         amounted to $37 million in the 2001 period, compared to $30
         million in the 2000 period. The higher level of expenses reflects
         increased deferred compensation costs in the current year periods,
         as well as environmental insurance recoveries included in the
         December 1999 quarter.

                                    13


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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
MANAGEMENT'S DISCUSSION AND ANALYSIS

------------------------------------------------------------------------------

         NET INTEREST AND OTHER FINANCIAL COSTS

         For the quarter ended March 31, 2001, net interest and other
         financial costs totaled $43 million, compared to $45 million for
         the March 2000 quarter. For the year-to-date, net interest and
         other financial costs amounted to $89 million in the 2001 period,
         compared to $88 million in the 2000 period. Interest costs are
         down $8 million for the quarter and $12 million for the six
         months, reflecting reduced debt levels. Interest income is down $3
         million for the quarter and $7 million for the six months,
         reflecting interest income in the 2000 periods on the note
         receivable from Industri Kapital that was received in the series
         of transactions associated with the acquisition of the U.S.
         construction operations of Superfos. Other financial costs are up
         $3 million in the quarter and $6 million for the six months,
         reflecting costs associated with the sale of $150 million of
         receivables under a program initiated in March 2000.

         DISCONTINUED OPERATIONS

         As described in Note B to the Condensed Consolidated Financial
         Statements, Ashland distributed to Ashland shareholders the major
         portion of its common shares of Arch Coal in March 2000. The
         spin-off resulted in no gain or loss, but Ashland accrued $3
         million in after-tax costs related to the transaction. In February
         2001, Ashland sold its remaining shares in Arch Coal resulting in
         an after-tax gain of $33 million. Results for Arch Coal through
         March 2000 are shown as discontinued operations.

         Current Quarter - Results for the quarter ended March 31, 2001,
         included after-tax accruals of $8 million for estimated costs
         associated with other operations previously discontinued. The
         operations of Arch Coal resulted in a net loss to Ashland of $9
         million in the quarter ended March 31, 2000. The loss reflected
         continued weakness in U.S. coal markets and losses from Arch's
         West Elk mine in Colorado, which was idled January 28, 2000, when
         higher than normal levels of combustion-related gases were
         detected in the mine.

         Year-to-Date - Results for the six months ended March 31, 2001,
         included after-tax accruals of $8 million for estimated costs
         associated with other operations previously discontinued. For the
         six months ended March 31, 2000, Ashland recorded a net loss of
         $215 million from its investment in Arch Coal. The loss included a
         $203 million net charge in the December 1999 quarter related to
         asset impairment and restructuring costs. The charge was largely
         due to the write-down of assets at Arch's Dal-Tex and Hobet 21
         mining operations and certain coal reserves in central Appalachia.

         EXTRAORDINARY LOSS

         During the quarter ended March 31, 2000, Ashland refunded $36
         million of pollution control revenue bonds and prepaid $285
         million of the $600 million floating-rate debt used to fund the
         acquisition of the U.S. construction operations of Superfos a/s.
         The write-off of unamortized deferred debt issuance expenses and a
         redemption premium on the bonds resulted in pretax charges
         totaling $3 million which, net of income tax benefits of $1
         million, resulted in an extraordinary loss on early retirement of
         debt of $2 million.

         CUMULATIVE EFFECT OF ACCOUNTING CHANGE

         As described in Note A to the Condensed Consolidated Financial
         Statements, in the March 2001 quarter Ashland recognized an
         after-tax loss of $5 million from MAP's adoption of FAS 133.


                                    14


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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
MANAGEMENT'S DISCUSSION AND ANALYSIS

------------------------------------------------------------------------------

FINANCIAL POSITION

         LIQUIDITY

         Ashland's financial position has enabled it to obtain capital for
         its financing needs and to maintain investment grade ratings on
         its senior debt of Baa2 from Moody's and BBB from Standard &
         Poor's. Ashland has two revolving credit agreements providing for
         up to $425 million in borrowings, neither of which was used during
         the six months ended March 31, 2001. Under a shelf registration,
         Ashland can also issue an additional $300 million in debt and
         equity securities should future opportunities or needs arise.
         Furthermore, Ashland has access to various uncommitted lines of
         credit and commercial paper markets, under which $195 million of
         short-term borrowings were outstanding at March 31, 2001. While
         the revolving credit agreements contain a covenant limiting new
         borrowings, Ashland could have increased its borrowings (including
         any borrowings under these agreements) by up to $868 million at
         March 31, 2001. Additional permissible borrowings are increased or
         decreased by 150% of any increases or decreases in stockholders'
         equity.

         Cash flows from continuing operations, a major source of Ashland's
         liquidity, amounted to $150 million for the six months ended March
         31, 2001, compared to $200 million for the six months ended March
         31, 2000. The 2000 period included $150 million from sales of
         receivables (reflected as part of the net change in operating
         assets and liabilities) under the new program initiated in March
         2000. Partially offsetting the resulting period-to-period decline
         were increased cash distributions from MAP ($210 million in 2001,
         compared to $68 million in 2000). Ashland's cash flows from
         continuing operations exceeded its capital requirements for net
         property additions and dividends by $7 million for the six months
         ended March 31, 2001.

         Operating working capital (accounts receivable and inventories,
         less trade and other payables) at March 31, 2001, was $439
         million, compared to $401 million at September 30, 2000, and $481
         million at March 31, 2000. Liquid assets (cash, cash equivalents
         and accounts receivable) amounted to 80% of current liabilities at
         March 31, 2001, compared to 77% at September 30, 2000, and 71% at
         March 31, 2000. Ashland's working capital is affected by its use
         of the LIFO method of inventory valuation, which valued
         inventories $74 million below their replacement costs at March 31,
         2001.

         CAPITAL RESOURCES

         For the six months ended March 31, 2001, property additions
         amounted to $109 million, compared to $136 million for the same
         period last year. Property additions and cash dividends for the
         remainder of fiscal 2001 are estimated at $115 million and $38
         million. At March 31, 2001, Ashland had remaining authority to
         purchase 2.3 million shares of its common stock in the open
         market. The number of shares ultimately purchased and the prices
         Ashland will pay for its stock are subject to periodic review by
         management. Ashland anticipates meeting its remaining 2001 capital
         requirements for property additions, dividends and scheduled debt
         repayments of $20 million from internally generated funds.
         However, external financing may be necessary to provide funds for
         acquisitions or purchases of common stock.

         At March 31, 2001, Ashland's debt level amounted to $2.2 billion,
         essentially the same as the level at September 30, 2000. Debt as a
         percent of capital employed was 52% at March 31, 2001, compared to
         53% at the end of fiscal 2000. At March 31, 2001, Ashland's debt
         included $334 million of floating-rate obligations, including $195
         million of short-term borrowings and $139 million of long-term
         debt.  In

                                    15



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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
MANAGEMENT'S DISCUSSION AND ANALYSIS

------------------------------------------------------------------------------

         CAPITAL RESOURCES (CONTINUED)

         addition, Ashland's costs under its sale of receivables program
         and various operating leases are based on the floating-rate
         interest costs on $255 million of third-party debt underlying
         those transactions. As a result, Ashland was exposed to
         fluctuations in short-term interest rates on $589 million of debt
         obligations at March 31, 2001.

OUTLOOK

         Looking ahead to the second half of fiscal 2001, supply and demand
         fundamentals for Midwest petroleum markets continue to suggest a
         strong performance for refining and marketing. However, the
         outlook for Ashland's wholly owned businesses remains mixed. APAC
         is off to a slow start, and its results will likely fall well
         short of those achieved last year. Weakness in the manufacturing
         sector of the economy continues to adversely affect the volumes
         and margins for certain parts of Ashland Specialty Chemical. The
         same is true of Ashland Distribution, although realizing the
         benefits of margin improvement initiatives will mitigate some of
         the impact. Valvoline's performance continues to be on track with
         Ashland's expectations. For the full year, combined profits from
         Ashland's wholly owned businesses are likely to be lower than last
         year's results. But given the excellent outlook for MAP, Ashland
         is quite optimistic about its prospects for the balance of fiscal
         2001.

ENVIRONMENTAL MATTERS

         Federal, state and local laws and regulations relating to the
         protection of the environment have resulted in higher operating
         costs and capital investments by the industries in which Ashland
         operates. Because of the continuing trends toward greater
         environmental awareness and ever increasing regulations, Ashland
         believes that expenditures for environmental compliance will
         continue to have a significant effect on its businesses. Although
         it cannot accurately predict how such trends will affect future
         operations and earnings, Ashland believes the nature and
         significance of its ongoing compliance costs will be comparable to
         those of its competitors. For information on certain specific
         environmental proceedings and investigations, see the "Legal
         Proceedings" section of this Form 10-Q. For information regarding
         environmental reserves, see Note E to the Condensed Consolidated
         Financial Statements.

         Environmental reserves are subject to numerous inherent
         uncertainties that affect Ashland's ability to estimate its share
         of the ultimate costs of required remediation efforts. Such
         uncertainties involve the nature and extent of contamination at
         each site, the extent of required cleanup efforts under existing
         environmental regulations, widely varying costs of alternate
         cleanup methods, changes in environmental regulations, the
         potential effect of continuing improvements in remediation
         technology, and the number and financial strength of other
         potentially responsible parties at multiparty sites. Reserves are
         regularly adjusted as environmental assessments and remediation
         efforts proceed.

         While the ultimate costs are not predictable with assurance and
         could be material, Ashland does not believe that any liability
         resulting from environmental matters, after taking into
         consideration its insurance coverage, contributions by other
         responsible parties and amounts already provided for, will have a
         material adverse effect on its consolidated financial position,
         cash flows or liquidity. Ashland's exposure to adverse
         developments with respect to any individual matter is not expected
         to be material, and these matters are in various stages of the
         ongoing assessment process. Although such matters could have a
         material effect on results of operations if a series of adverse
         developments occurs in a particular quarter or fiscal year,

                                    16



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ASHLAND INC. AND CONSOLIDATED SUBSIDIARIES
MANAGEMENT'S DISCUSSION AND ANALYSIS

------------------------------------------------------------------------------

ENVIRONMENTAL MATTERS (CONTINUED)

         Ashland believes that the chance of such developments occurring in
         the same quarter or fiscal year is remote.

CONVERSION TO THE EURO

         On January 1, 1999, certain member countries of the European
         Economic and Monetary Union (EMU) established fixed conversion
         rates between their existing currencies and the EMU's common
         currency, the Euro. Entities in the participating countries can
         conduct their business operations in either their existing
         currencies or the Euro until December 31, 2001. After that date,
         all non-cash transactions will be conducted in Euros and
         circulation of Euro notes and coins for cash transactions will
         commence. National notes and coins will be withdrawn no later than
         June 30, 2002.

         Ashland conducts business in most of the participating countries
         and is addressing the issues associated with the Euro. The more
         important issues include converting information technology systems
         and processing accounting and tax records. Based on the progress
         to date, Ashland believes that the use of the Euro will not have a
         significant impact on the manner in which it does business and
         processes its accounting records. Accordingly, the use of the Euro
         is not expected to have a material effect on Ashland's
         consolidated financial position, results of operations, cash flows
         or liquidity.

FORWARD LOOKING STATEMENTS

         Management's Discussion and Analysis (MD&A) contains
         forward-looking statements, within the meaning of Section 27A of
         the Securities Act of 1933 and Section 21E of the Securities
         Exchange Act of 1934, with respect to various information in the
         Results of Operations, Capital Resources, Outlook and Conversion
         to the Euro sections of this MD&A. Estimates as to operating
         performance and earnings are based upon a number of assumptions,
         including those mentioned in MD&A. Such estimates are also based
         upon internal forecasts and analyses of current and future market
         conditions and trends, management plans and strategies, weather,
         operating efficiencies and economic conditions, such as prices,
         supply and demand and cost of raw materials. Successful completion
         of the transactions mentioned in MD&A may be impacted by the
         required receipt of government and third party approvals, the
         completion of due diligence, and the execution and performance of
         definitive agreements. Although Ashland believes its expectations
         are based on reasonable assumptions, it cannot assure the
         expectations reflected in MD&A will be achieved. This
         forward-looking information may prove to be inaccurate and actual
         results may differ significantly from those anticipated if one or
         more of the underlying assumptions or expectations proves to be
         inaccurate or is unrealized or if other unexpected conditions or
         events occur. Other factors and risks affecting Ashland are
         contained in Risks and Uncertainties in Note A to the Consolidated
         Financial Statements in Ashland's 2000 Annual Report and in
         Ashland's Form 10-K for the fiscal year ended September 30, 2000.

                                    17


     ITEM 1.  LEGAL PROCEEDINGS
     ENVIRONMENTAL PROCEEDINGS - (1) As of March 31, 2001, Ashland has been
identified as a "potentially responsible party" ("PRP") under Superfund or
similar state laws for potential joint and several liability for clean-up
costs in connection with alleged releases of hazardous substances
associated with 90 waste treatment or disposal sites. These sites are
currently subject to ongoing investigation and remedial activities,
overseen by the EPA or a state agency, in which Ashland is typically
participating as a member of a PRP group. Generally, the type of relief
sought includes remediation of contaminated soil and/or groundwater,
reimbursement for past costs of site clean-up and administrative oversight,
and/or long-term monitoring of environmental conditions at the sites. While
the ultimate costs are not predictable with assurance and could be
material, based on its experience with site remediation, its analysis of
the specific hazardous substances at issue, the existence of other
financially viable PRPs and its current estimates of investigatory,
clean-up and monitoring costs at each site, Ashland does not believe that
any liability at these sites, either individually or in the aggregate, will
have a material adverse effect on Ashland's consolidated financial
position, cash flow or liquidity. For additional information regarding
environmental matters and reserves, see Management's Discussion and
Analysis - Environmental Matters and Note E to the Condensed Consolidated
Financial Statements.

     (2) As a result of a United States Environmental Protection Agency
("EPA") enforcement initiative wherein information, including financial
data, permit status and operational results, relating to construction
projects conducted within refineries since 1980 are reviewed for compliance
with specific provisions of the Clean Air Act, Marathon Ashland Petroleum
LLC ("MAP"), as well as several other refiners, entered into negotiations
with EPA and the Justice Department. MAP recently executed a settlement
agreement with the EPA which includes MAP's commitment to spend
approximately $263 million in environmental capital expenditures and
improvements to MAP's refineries to install specific control technologies
over a period of eight years that are consistent with MAP's current capital
spending plans. In addition, MAP's settlement provides for payment of a
civil penalty in the amount of $3.8 million and the performance of $6.5
million in supplemental environmental projects for which Ashland has agreed
to reimburse MAP a total of $1 million.

     OTHER PROCEEDINGS - On March 20, 1998, Perenco Nigeria Limited
("Perenco") instituted an action in the Southern District of Texas against
Ashland, Blazer Energy Corp., et al. The complaint alleged breach of
contract, fraud and negligent misrepresentation stemming from Ashland's
termination of its Stock Purchase Agreement with Perenco to purchase
Ashland's interests and operating assets in Nigeria. Perenco sought damages
in excess of $300,000,000, as well as attorneys' fees, interest and costs.
In the legal proceedings, the District Court granted Ashland's motion for
summary judgment and denied Perenco's motion for reconsideration of that
decision. Perenco appealed to the U.S. 5th Circuit Court of Appeals and the
Circuit Court affirmed the District Court's summary judgment and on April
10, 2001 denied Perenco's motion for reconsideration. Perenco has ninety
(90) days to file a writ of certiorari to the U.S. Supreme Court.

     ITEM 6.  EXHIBITS AND REPORTS ON FORM 8-K

(a)      Exhibits

         12       Computation  of Ratios of Earnings  to Fixed  Charges and
                  Earnings to Combined  Fixed Charges and  Preferred  Stock
                  Dividends.

(b)      Reports on Form 8-K

         A report on Form 8-K was filed on February 22, 2001 to report that
         Ashland had sold its remaining 4.7 million shares of Arch Coal
         Common Stock in an underwritten public offering.

         A report on Form 8-K was filed on April 25, 2001 to report
         Ashland's 2001 second quarter results.

                                    18



                                 SIGNATURES

     Pursuant to the  requirements of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.

                                           Ashland Inc.
                                   ------------------------------
                                           (Registrant)




Date:  May 15, 2001                /s/ Kenneth L. Aulen
                                   --------------------------------------
                                   Kenneth L. Aulen
                                   Administrative Vice President and Controller
                                   (Chief Accounting Officer)



Date:  May 15, 2001                /s/ David L. Hausrath
                                   ---------------------------------------
                                   David L. Hausrath
                                   Vice President and General Counsel


                                    19

                               EXHIBIT INDEX



     Exhibit
       No.                        Description
     --------     ---------------------------------------------------------



         12       Computation  of Ratios of Earnings  to Fixed  Charges and
                  Earnings to Combined  Fixed Charges and  Preferred  Stock
                  Dividends.